Terms & Conditions

Welcome to Our Terms

These Terms and Conditions govern your use of our website and services provided by Varomelthuno.

By accessing our website or using our services, you agree to be bound by these terms and conditions.

Definitions

For the purposes of these Terms and Conditions:

• Company: Refers to Varomelthuno, registered in England and Wales
• Services: Refers to financial planning consultations and related advisory services
• User/Client: Refers to any individual accessing our website or using our services
• Subscription: Refers to our monthly financial planning consultation service

Use of Our Services

Our financial planning services are provided subject to the following conditions:

Your Responsibilities

As a user of our services, you agree to:

• Provide accurate and complete information during consultations
• Keep your account information and login credentials secure
• Use our services only for lawful purposes
• Respect our intellectual property rights and confidential information

Prohibited Activities

You may not use our services to:

• Engage in any fraudulent, abusive, or illegal activities
• Attempt to gain unauthorized access to our systems or data
• Distribute malware, spam, or other harmful content
• Violate any applicable laws or regulations
• Interfere with or disrupt our services or other users' experience

Intellectual Property Rights

All content on our website and in our consultations, including text, graphics, logos, and software, is owned by Varomelthuno and protected by intellectual property laws.

Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which forms an integral part of these terms.

Please review our Privacy Policy for detailed information about our data practices.

Disclaimers and Warranties

Our services are provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding the accuracy, reliability, or suitability of our advice for your specific circumstances.

Limitation of Liability

To the fullest extent permitted by law, Varomelthuno shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our services.

Our total liability for any claims shall not exceed the amount paid by you for our services in the 12 months preceding the claim.

Indemnification

You agree to indemnify and hold harmless Varomelthuno from any claims, damages, or expenses arising from your breach of these terms or misuse of our services.

Alternative Dispute Resolution

Any disputes arising from these terms or our services shall be resolved through the following procedures:

Termination

Either party may terminate the service relationship at any time with appropriate notice. Termination does not affect obligations that have already arisen.

Upon termination, your access to our services will cease, but these terms shall survive regarding past use and ongoing obligations.

Governing Law

Any legal proceedings must be brought within the jurisdiction of England and Wales.

Severability

If any provision of these terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Entire Agreement

These Terms and Conditions, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and Varomelthuno.

Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting on our website.

We will notify users of significant changes via email or prominent website notice.

Contact Information

For questions about these Terms and Conditions, please contact us at info@varomelthuno.com or +44 7700 3701 3272.